Patrick J. Cloonan, Jr. joined Comprehensive Financial Planning, Inc. in August 2012 and has been in the business since 1996. As a Lancaster County native, Pat graduated from Manheim Township High School and went on to earn his B.S. in Public Administration from Shippensburg University, He graduated from West Virginia University in 1993 with a Master of Science in Labor and Industrial Relations. As a Certified Financial Planner (CFP®) with over 25 years of experience, Pat helps clients achieve their financial goals. As a CDFA^®  (Certified Divorce Financial Analyst), and CDS^TM  (Certified Divorce Specialist). he analyzes and provides expertise on the financial issues of divorce. He also serves as a PIAA Basketball referee and competes in a variety of races. Pat is married with two children.